The labor market suffered a setback over the winter; already hard-hit industries resumed layoffs as the second wave intensified. The large number of Canadian households that utilized the mortgage payment deferral program raises concerns about their ability to handle rising debt-service obligations once interest rates start increasing. Beyond mortgages, other lending lines will be impacted in various ways.

Join us as we discuss the current and anticipated trends for Canadian household credit conditions based on data from Equifax and Moody's Analytics macro and regional economic forecasts.

We'll examine the effect of the ongoing pandemic on consumer spending, debt, originations and other factors of Canadian household credit under our baseline forecast and stress scenarios.

Speakers:
  • James Partridge, Director, Moody's Analytics
  • Brendan LaCerda, Associate Director, Moody's Analytics

Following the commencement of TRIM in 2016, there are has been a multi phased approach to the ECB’s TRIM exercise. As we are gearing up for a year of further TRIM exercises and transitioning to review of wholesale and low default portfolios, Moody’s would like to host this webinar to provide:

  1. Further insight to the challenges in the market thus far
  2. The common themes across Europe
  3. Remediation and best practice approaches

Following the commencement of TRIM in 2016, there are has been a multi phased approach to the ECB’s TRIM exercise. As we are gearing up for a year of further TRIM exercises and transitioning to review of wholesale and low default portfolios, Moody’s would like to host this webinar to provide:

  1. Further insight to the challenges in the market thus far
  2. The common themes across Europe
  3. Remediation and best practice approaches